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Terms & Conditions
 
  1. This is a promotional 5% cash back offer" ("Offer") made available by SBI Cards and Payments Services Private Limited (" SBICPSL") This Offer is accordingly available to SBI Credit Cardholders under the aegis of VISA ( Collectively "VISA Cardholders"). This Offer is further made available only to such VISA Cardholders to whom this Offer is communicated through an appropriate medium chosen at the sole option and discretion of SBICPSL.
  2. Under the Offer, SBI Visa Cardholders who use their Card to pay utility bills of Rs. 1000 or more during the Promotion Period using Visa Bill Pay at www.visabillpay.in/sbi will be entitled 5% Cash-back on the said transaction subject to the terms and conditions as contained herein.
  3. In order to qualify, utility bills must be paid within the Promotion Period of 1st Oct. '13 to 31st Dec. 2013.
  4. The Offer is subject to maximum cash-back of Rs. 75 per transaction & Rs. 450 per cardholder account.
  5. Payments made using both the below mentioned methods will be eligible for the promotion-
  6. The cash-back will be credited to the eligible Visa Cardholders by 15th Feb.'14.
  7. No Cash-back will be credited to the Cardholders who are blocked or delinquent any time at the end of the Offer Term or during the period in between the end date and the due date of credit of the Cash-back amount.
  8. Any cancellation or reversal of eligible transactions done through Visa Bill Pay, during the Offer Term or at the time of crediting the cash-back to the cardholder's account will result in the reversal of the cash-back for the said cancelled transaction and this is at the sole option of SBICPSL read concurrently with cash-back credit time set forth below. It being the material condition of this Offer, the Cardholders specifically consents to the same without any right to protest at any subsequent stage.
  9. The Statement of Account shall reflect the cash-back accrued under this Offer and in accordance with these terms and the same shall be the conclusive evidence thereto.
  10. The Offer is not valid for Corporate Cardholders.
  11. Whilst information about the Promotion is correct at the time of publication, SBICPSL may , discontinue, amend, vary and/or withdraw the Promotion (or any aspect of it, including terms and conditions thereof) at any time with/without prior notice.
  12. For the avoidance of doubt, SBICPSL will not be obliged to publish or reveal under any circumstances the list of qualifying Cardholders, or the selection process under the Promotion except as may be mandated by law.
  13. Every VISA Cardholder who takes part in the Promotion or who uses their Visa card to make utility bill payment (of any amount) using Visa Bill Pay at www.visabillpay.in/sbi, irrevocably agrees and undertakes to be bound by the terms and conditions stated in this 5% Cash-back Offer General Terms And Conditions of Promotion
  14. All matters pertaining to the VISA bill pay service as provided by VISA through its Services Provider Indiaideas. Com Private Limited ("Billdesk") is to the sole reference and resolution by VISA and BillDesk. SBICPSL shall not have any role, responsibility or liability in this regard. For other terms of VISA Bill pay Service, kindly refer to: https://www.visabillpay.in/jsp/legal_vbp.htm. These terms are concurrently made applicable on this Offer.
  15. All disputes and differences arising out of a VISA Cardholder use of this Offer and benefits contained herein are subject to first conciliation and subsequently arbitration in accordance with the provisions of the Indian Arbitration and Conciliation Act, 1996 including any statutory amendments carried thereto. Arbitration proceedings on emergence of a dispute or difference through notice shall be conducted by a sole arbitrator appointed by SBICPSL. The place of arbitration shall be New Delhi and the language of arbitration shall be English. The award of the arbitrator shall be final and binding on the Parties as final and definitive decree of the court. Existence of a dispute shall not constitute a claim against SBICPSL or any of its associated partners.
  16. SBI Cards disclaims all liability with regard to use of information provided herein and the specifically stipulates that the information is being provided on a best -effort basis for informational purposes only. SBI Cards shall not be responsible for any losses and/or damages to any person for use of the information.
 
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